Privacy Policy
Last Updated: May 24, 2024
1. Introduction
At Insurance Plans Solution, your privacy is the cornerstone of our relationship with you. This Privacy Policy explains how we collect, use, and protect your personal information when you visit our website, use our app, or purchase one of our insurance products.
By using our services, you agree to the collection and use of information in accordance with this policy.
2. Information We Collect
Identity Data
Full name, date of birth, gender, and government-issued ID numbers required for policy issuance.
Contact Information
Billing address, email address, and phone numbers used to keep you updated on your coverage.
Underwriting Info
Details about the assets you wish to insure — vehicle VINs, property details, and claims history.
Technical Metadata
IP address, browser type, login data, time zone, and location data collected automatically.
3. How We Use Your Data
Contract Performance: To register you as a customer and provide the insurance products you request.
Risk Assessment: To evaluate the risk associated with your application and determine appropriate premiums.
Legal Obligations: To comply with financial regulations and anti-money laundering (AML) laws.
Relationship Management: To notify you about changes to our terms, policies, or coverage options.
4. Data Sharing
We may share your personal data with the following parties for the purposes described above:
- arrow_rightReinsurance companies to manage our corporate risk.
- arrow_rightClaims handlers and adjusters to process your claims efficiently.
- arrow_rightRegulators and authorities who require reporting of processing activities.
- arrow_rightFraud prevention agencies to detect and prevent financial crime.
5. Security Standards
We have put in place robust security measures to prevent your personal data from being accidentally lost, misused, or accessed without authorisation.
6. Your Legal Rights
Under data protection laws, you have rights regarding your personal data, including the right to access, correct, erase, or restrict its processing.
Right of Access
Request a copy of the personal data we hold about you.
Right to Correction
Ask us to correct any incomplete or inaccurate data we hold.
7. Contact the Privacy Officer
If you have any questions about this policy or our privacy practices, please reach out to us directly.
Email Support
info@insuranceplanssolution.online